Person Page - 171

     Richard Davis Borg was born on 27 June 1947 in San Francisco, San Francisco Co., CA, USA. He married Cynthia Lynn Schumacher on 7 October 1972 at San Mateo Co., CA, USA. Richard Davis Borg and Cynthia Lynn Schumacher were divorced on 19 March 1981 at San Mateo Co., CA, USA. Richard Davis Borg married Rosalie J Kelvie on 25 July 1985 at San Mateo Co., CA, USA.
     Richard Davis Borg was living in 1984 in San Carlos, CA, USA. He was a member of the Maltese American Social Club in 1996. He and Rosalie J Kelvie were living in 1996 in Redwood City, CA, USA.

     Mary Camilleri was born. She married (?) Smith.
     Her married name was Smith. Research: in 2005 at IA, USA. Mary Camilleri and Mary Saverina Camilleri were possibly the same person.

     (?) Smith married Mary Camilleri, daughter of Joseph V. Camilleri Sr and Jean Marie Dimech.

     Janet R. Camilleri was born in December 1951 in San Francisco, CA, USA. She married William C. Hardwick on 4 August 1973 at San Mateo Co., CA, USA.
     Her married name was Hardwick.

     William C. Hardwick was born circa 1952. He married Janet R. Camilleri, daughter of Joseph V. Camilleri Sr and Jean Marie Dimech, on 4 August 1973 at San Mateo Co., CA, USA.

     Joanne Camilleri was born. She married (?) Fiorucci.
     Her married name was Fiorucci.

     (?) Fiorucci married Joanne Camilleri, daughter of Joseph V. Camilleri Sr and Jean Marie Dimech.

     Theresa Camilleri was born. She married (?) Cotter.
     Her married name was Cotter.

     (?) Cotter married Theresa Camilleri, daughter of Joseph V. Camilleri Sr and Jean Marie Dimech.

     Joseph V. Camilleri Jr was born on 26 November 1961 in San Mateo Co., CA, USA. He married Janet Marie Norgord in July 1989 at Santa Rosa, CA, USA.
     Research: in 2005 at Rohnert Park, CA, USA.

     Ann Ruef married Joseph Anthony Calleja, son of Joseph Calleja and Joanna Calleja, on 1 March 1964 at San Francisco, CA, USA.
     Her married name was Calleja.

     Joanna Calleja was born on 1 January 1966 in San Francisco, CA, USA. She married Terry Condon.
     Her married name was Condon.

     Terry Condon married Joanna Calleja, daughter of Joseph Anthony Calleja and Ann Ruef.

     Deborah Calleja was born on 7 December 1968 in San Francisco, CA, USA.

     Julie Calleja was born on 14 April 1971 in San Francisco, CA, USA.

     Bea Calleja was born in San Francisco, CA, USA. She married Matt McGinn.
     Her married name was McGinn.

     Matt McGinn married Bea Calleja, daughter of Joseph Anthony Calleja and Ann Ruef.

     John B. Berube married Angiela Anne Pisani, daughter of Joseph Pisani and Carmela Calleja, on 21 July 1973 at San Mateo Co., CA, USA.

     James Garris married Barbara Jean Pisani, daughter of Joseph Pisani and Carmela Calleja, on 28 June 1969 at San Francisco, CA, USA.

     Albert H Gates married Mary Josephine Pisani, daughter of Joseph Pisani and Carmela Calleja, on 3 May 1975 at San Mateo Co., CA, USA.

     Antonio Chetcuti married Mansueta Azzopardi, daughter of Salvatore Azzopardi and Carmela Gauci.

     Mansueta Azzopardi was born in Malta. She married Antonio Chetcuti. Mansueta Azzopardi died in 1944.
     Her married name was Chetcuti.

     Benjamin C. Chetcuti Jr was born circa 1954 in Toronto, Ontario, Canada. Biography Benny Chetcuti Jr. Walnut Creek Real Estate Investor Indicted For Fraud
By Pete Bennett CNET Scandal Date: April 25th, 2014
Walnut Creek CA -- Walnut Creek Real Estate Investor Indicted For Fraud March 28, 2014 OAKLAND – A federal grand jury returned a two count indictment for wirie
"Benny Chetcuti Jr. obtained his Bachelors Degree in Business Administration with a concentration in Accounting from San Francisco State University in May 1985. His work experience includes having worked for the State of California as a tax auditor for over 4 years in which time he completed hundreds of tax audits, represented the department in benefit hearings, trained incoming field auditors and was chosen as part of select group to participate in a pilot program to conduct computerized field audits via laptops reporting directly to department management.

He worked as an accountant at a CPA firm, gaining extensive tax preparation experience for individual, partnership, corporate & fiduciary returns involving over 250 returns annually and was responsible for all accounting functions necessary for financial statement preparation as well as representing clients in government audits. Benny went on to build his own tax practice comprised of over 150 individual and business clients.

Over the last 12 years, Benny was the CEO/CFO of a Real Estate Investment Firm maintaining project accounting records for multiple real estate projects simultaneously on assets totaling as much as 40 million dollars & oversaw all bookkeeping/accounting functions of staff. He was responsible for journal entries of company books in order to finalize financial statements in preparation of tax return filing. Benny also oversaw field supervisors and coordinated directly with contractors on project construction details of building/remodels and worked directly on City building permit process as needed. Benny was directly involved in the purchase & sale of all real estate projects, working directly with buyers & sellers, realtors, title companies, attorneys, lenders, investors and contract negotiations with contractors, subcontractors & vendors. Benny was also involved in overseeing property management functions for over 100 residential units."
Currently, he is listed as selling 27 properties in San Francisco on Blockshoper, some in collaboration with Kimberly M. Chetcuti (family trust), Benny Chetcuti Sr. and Rose G. Chetcuti (Trustee), Family Bypass Trust Chetcuti, Samuel M Chetcuti, and Chetcuti & Assoc.
Benny Chetcuti, Jr. has Ellis Acted at least 48 units in San Francisco, often in collaboration with Gerald W. Filice, Chetcuti & Associates, Inc., of which he was President, and Jomorson Properties, of which he was also President. Chetcuti has been heavily reprimanded perpetuating fraud upon at least 114 victims who suffered an alleged aggregate loss of $28 million or more. In 2004, he notoriously Ellis Act evicted seniors and a tenant with AIDS from 838 Potrero through Chetcuti & Associates. He has been known to issue Ellis Act evictions after one day of buying a building.

FRAUD CHARGES

On November 16, 2011, the State of California Business Transportation and Housing Agency Department of Corporations ordered him a DESIST AND REFRAIN ORDER for violations of California Corporations Code sections 25110 and 25401. Significantly, he "made untrue statements of material fact and/or omitted to state material facts to the investors in [Chetcuti and Associates, Inc.]" He promised seven investors both money, promissory notes, and/or “possession and ownership” of housing units that were never delivered. He was also accused of forgery. The order commanded, "Pursuant to section 25532 of the Corporate Securities Law of 1968, Chetcuti and Associates, Inc. and Benny Chetcuti, Jr. are hereby ordered to desist and refrain from the further offer or sale in the State of California of securities, including but not limited to promissory notes, unless and until qualification has been made under the law. . . . Pursuant to section 25532 of the Corporate Securities Law, Chetcuti and Associates, Inc. and Benny Chetcuti, Jr. are hereby ordered to desist and refrain from offering or selling or buying or offering to buy any security in the state of California, including but not limited to the issuance of promissory notes by means of any written or oral communication which includes an untrue statement of a material fact or omits to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading."

On September 12, 2013 in Chokatos v. Magnate Fund # 1 CA1/3, plaintiffs alleged that "defendant Benny Chetcuti, Jr., represented himself as an experienced real estate developer offering safe investment opportunities in his projects when, in fact, he was operating a Ponzi scheme with John Simonse and their related companies. According to plaintiffs’ complaints, Chetcuti and his company Chetcuti & Associates, Inc. (collectively, Chetcuti) 'borrowed money from his victims, usually short term loans, with the promise of high . . . returns.' Chetcuti signed promissory notes and issued deeds of trust to properties owned by himself or other entities' to secure the loans. Before recording the lenders’ deeds of trust, Chetcuti issued and recorded deeds of trust in favor of Simonse and related entities on unfunded sham loans “that would totally encumber the property.' 'Simonse and his other entities would then foreclose on the properties, leaving the victims without any security for their loans, and defendant Simonse and his entities would have free and clear title to the properties, without actually making any loans. Defendant Simonse would then create new entities, and transfer title of the foreclosed properties to the newly created entities, without any consideration, to make the properties even more removed and difficult for the creditors and victims of defendant Chetcuti to recover the security for their loans.' 'When defendant Chetcuti could not find enough investors to pay for various other loans, the scheme collapsed, leaving his victims with unpaid promissory notes with no security for their loans.' Chetcuti filed for bankruptcy. According to plaintiff Chokatos, Chetcuti perpetrated fraud upon at least 114 victims who suffered an aggregate loss of $28 million or more."
     He was a member of the Maltese American Social Club in 2009. Research: Samuel Chetcuti
Jordan Chetcuti
Morgan Chetcuti
Kimberly Chetcuti
Madison Chetcuti
Barbara Chetcuti
Jr Chetcuti
Rose Chetcuti.

     Sam Mario Chetcuti was born circa 1956.
     He was a member of the Maltese American Social Club in 2009.

     Vivian D. Chetcuti was born in September 1932 in Malta. She died in March 2012 at Tracy, CA, USA, at age 79.
     She was a member of the Maltese American Social Club in 1996. Research: Shari Chetcuti
Vicki Chetcuti
Anthony Chetcuti
Charles Chetcuti.

     Frank Joseph Axiak was born circa 1950 in Qormi, Malta. He married Lynne Burgess. Frank Joseph Axiak died on 12 February 2011 at Manchester Memorial Hospital, Manchester, CT, USA. He was buried at East Cemetery, Manchester, CT, USA.
     He began military service an US Air Force veteran, having served during the Vietnam era.
Obituary: on 15 February 2011: AXIAK, Frank J. Frank J. Axiak, 61, of Manchester, the husband of Lynne (Burgess) Axiak died Saturday (February 12, 2011) at Manchester Memorial Hospital. Born in Qormi, Malta, he was the son of Mary (Cauchi) Axiak of California and the late Carmel Axiak. He was an US Air Force veteran, having served during the Vietnam era and had worked for Marcus Communications for 40 years. Frank was a member the Manchester VFW, American Legion and had been active with both the Cub Scouts and Boy Scouts. Besides his wife he is survived by his children and grandchildren, Maureen Axiak Ringrose and her husband Scott of East Hartford, their children, Nathaniel and Penelope, Peter Axiak and his wife Tracy of Manchester and their children Hailey and Kahlah, Michael Axiak of Cambridge, MA and Joseph Axiak of Manchester. He is also survived by his siblings, Josephine Osborne, Michael Axiak, Gus Axiaq, and Rose Niebolt all of California, and several nieces and nephews. Funeral service will be held on Thursday (February 17th) at 9:15 a.m. from the John F. Tierney Funeral Home 219 West Center St. Manchester with a Mass of Christian Burial at 10 a.m. at St. James Church, 896 Main St. Manchester followed by burial with military honors in East Cemetery, Manchester. Family and friends may call at the funeral home on Wednesday from 5-8 p.m. For online condolences please visit www.tierneyfuneralhome.com.

Published in The Hartford Courant on Feb. 15, 2011.

     Lynne Burgess married Frank Joseph Axiak, son of Carmelo Axiaq and Mary Cauchi.
     Her married name was Axiak.

     Maureen Axiak was born. She married Scott Ringrose.
     Her married name was Ringrose.

     Scott Ringrose married Maureen Axiak, daughter of Frank Joseph Axiak and Lynne Burgess.

     Peter Axiak was born. He married Tracy (?)